Financial context that does not live in isolation
Sentus Ledger exists so ownership reporting, collections context, and accounting-adjacent workflow are not disconnected from the operational reality that creates them.
Sentus Ledger
Financial and owner truth connected to live operations.
Sentus Ledger ties owner statements, collections context, trust-accounting visibility, invoices, and reporting closer to the operational record that creates them.
How It Runs
Every dollar, owner-ready.
- 01
Operational events and resident activity create financial context.
- 02
Ledger connects owner visibility to the same underlying workflow record.
- 03
Statements, expenses, and status changes stay aligned.
- 04
Management and owners review the same event trail from their own portals.
- 05
Portfolio insights build on a cleaner operating and financial record.
Why It Matters
Ledger proves Sentus reaches the owner and financial layer.
That matters for investors, owner-operators, PM leadership, and buyers who care about more than inbound calls.
Better owner and investor confidence
When rent, invoices, approvals, and owner reporting stay closer to the operating record, buyers get a stronger visibility story than a generic reporting layer alone.
A more complete platform thesis
Ledger helps Sentus feel like a serious operating platform underneath the AI layer instead of a thin communications product with a dashboard attached.
Ledger Surfaces
Financial truth should not drift away from operational truth.
Ledger gives buyers a clearer explanation of how ownership, accounting, and reporting fit into the broader Sentus platform.
1 Owner statements and reporting context tied to live operations
2 Collections, rent, and invoice visibility connected to the workflow
3 Trust-accounting and financial truth layered into the platform story
4 A clearer bridge between operations pressure and ownership confidence
Inside Sentus Ledger
Trust accounting and a dual ledger that reconciles itself.
Rent is collected at low cost via Stripe. The dual ledger separates trust and operating funds automatically. Owner statements update in real time. Collections AI handles delinquency from first notice to court filing — with you in charge of every escalation gate.
Stripe rent collection
ACH and card payments at platform rates (~50–75bps). State-cap-aware fee logic. Payment confirmed to resident in-app immediately.
Stripe Connect vendor payouts
Vendors onboard once and receive ACH payouts for approved invoices without leaving the workflow.
Trust accounting + dual ledger
Separate trust and operating funds. Audit-ready ledger with no commingling.
Bank reconciliation
Plaid-linked bank accounts reconciled against ledger entries. Discrepancies surface in the management dashboard.
GL + journal entries
Full general ledger with automatic journal entry generation for routine transactions. Manual entries supported for adjustments.
Auto chart of accounts
Standard property management chart of accounts generated on company setup. Customizable for management-company structure.
Owner statements (NOI)
Real-time net operating income statements. Owners access their portal; managers stop building manual recaps.
AP/AR dashboards
Outstanding payables and receivables visible in one dashboard with aging buckets and priority flags.
CapEx classification + forecast
AI classifies repair vs capital improvement at invoice entry. CapEx forecasting uses historical spend and property age data.
Budget variance tracking
Actual vs budgeted spend tracked per property and category. Variance alerts surface when categories exceed threshold.
Cash flow + DSCR monitor
Cash flow projections and debt service coverage ratio monitoring for lender reporting and owner transparency.
P&L + balance sheet
Standard financial statements generated on demand. Management-company consolidation view for multi-portfolio operators.
Period-lock and close workflows
Month-end and year-end close with period-lock that prevents retroactive ledger edits after reconciliation sign-off.
Late-fee policy engine
Configurable late-fee rules per property: grace days, flat fee vs percentage, NSF fees, waiver conditions.
Collections AI
Delinquency outreach, payment-plan negotiation, court filing assistance, skip-trace, and settlement documentation — with human approval gates.
1099/W-2 via Track1099
Year-end tax filing for vendors and employees. IRS threshold tracking and automatic filing workflow.
Plaid bank link
Bank account verification for ACH enrollment and reconciliation. Fraud detection at account link time.
Invoice OCR + auto-coding
Vendor invoices processed via OCR. GL code assigned automatically from vendor category and line-item descriptions.
Deposit accounting + disputes
Security deposit tracking, interest calculation, move-out deduction documentation, and dispute workflow with audit trail.
Tenant ledger
Per-resident ledger showing every charge, payment, credit, and late fee across the full tenancy history.
Operator FAQ
Questions operators ask about Sentus Ledger.
Straight answers to the questions that come up in every evaluation.
What does Sentus charge for rent payments?
Sentus processes rent via Stripe at approximately 50 basis points for ACH and 75 basis points for card — subject to Stripe's current fee schedule and applicable state caps. This is substantially below the 2.99% rate AppFolio has historically charged for card payments. State-level fee caps are applied automatically.
Does Sentus have trust accounting?
Yes. Sentus Ledger includes trust accounting with a dual ledger that separates operating and trust funds, bank reconciliation, general ledger with journal entries, and an auto-generated chart of accounts. Period-lock and month-end/year-end close workflows prevent retroactive edits.
How does Collections AI work?
Collections AI handles the full delinquency lifecycle: automated outreach, payment plan negotiation, court filing assistance, skip-trace, and settlement documentation. The PM team sets the escalation thresholds and approves escalation steps. The AI handles outreach and documentation between approval gates.
Does Sentus generate 1099s?
Yes. Sentus integrates Track1099 for 1099 and W-2 generation. Vendor payments over the IRS threshold are flagged automatically. The filing workflow runs from within Sentus Ledger at year-end.
What accounting integrations does Sentus have?
Plaid is integrated for bank linking and ACH verification. QuickBooks integration is partially complete (data import available, two-way sync in development). Track1099 handles tax filings. Stripe handles rent payments and vendor payouts via Stripe Connect.
Connected Systems
Where Sentus Ledger fits in the stack.
Sentus systems are designed to connect, not compete.